How to Start Your Education Fund Without Investing Money

There is a way you can start funding your education fund without investing any money. This is real and no catch. No purchases and membership fees required. What you need is to register up to 10 credit cards and use the registered credit cards in your day-to-day purchases.

To enroll in college or university nowadays is very expensive.  One will have to pay for the tuition and miscellaneous fees, books, college supplies, and probably, dormitory room rentals.  The tuition fees alone cost from $20,000 to $36,000 a year depending on the type of school.  It is cheaper to enroll in a community college while it is expensive to enroll in a private university.  Much more if one will attend universities in other states or countries.

There are several ways to save money for educational fund.  If you have a job, you can allocate some of your income to invest in an educational fund or put it in a bank savings account, U.S. savings bonds, or in a 529 educational plan.  You need real money to fund the educational plan.  However, there is one program that does not need real money to invest.  You need only your credit and/or debit cards.

Do you have credit and debit cards like American Express, Discover Card, Master Card, Visa Card, Chase debit card, Bank of America debit card, and other type of cards?  You can use them to accumulate cash to start an educational fund for yourself and/or children.

Using your credit and/or debit cards for your day-to-day credit purchases will entitle you to free real money that you can put into your educational fund.  To avail of this free money, you will not pay anything – no subscription or membership fees, no selling of any kind, no purchases required, no any catch, and no strings attached.  You can earn unlimited real money.  There is no expiration on the accumulated money.  The only requirement is to sign up and register up to ten (10) of your credit and/debit cards that you will use for your credit purchases from more than 800 participating online and brick stores.  It is very easy and simple.

You can visit UPromise.com to see the details of the education money program.

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In my case, I have registered my 3 credit cards: Discover Card, MasterCard, and Visa Card. I usually used these cards in buying our groceries, household supplies and even clothing from UPromise merchant partners, such as Walmart Supermarket, Albertson's Supermarket, CVS pharmacies, restaurants, gasoline stations, and many more. Every time I used the registered card, UPromise deposits a certain amount to my account.

You will not regret in joining the program because you will receive real money which you can use to save for your college fund or spend the money for whatever you want.

Please spread this news to your loved ones and friends so that they can benefit from the real money program, too.

What do you think of the above information?  Please leave me some notes below.  Thanks.

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How To Make Money From Text-Link-Ads.com

Blog and website publishers or owners can make money from joining the Text-Link-Ads.com by selling text based ads and as affiliates.

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What is Text-Link-Ads Program?

The Text-Link-Ads program is an agreement between the Text-Link-Ads.com and publisher where the former provides static html context-relevant link ads and/or affiliate link based on contents and the latter incorporates the links in strategic locations in the blog and/or website.

The publisher has the complete editorial control of the advertising links on the site. The publisher can experiment on the different ways of placing the links in different parts of the site until the maximum income performance is determined. The publisher can run several advertising programs together with Text-link-Ads links.

The Text-Link-Ads.com was created and organized by Patrick Gavin and Bill Fish. Its office is located in New York City. The toll-free office telephone number is (877) 480-9755.

Types of Ads Income

The Text-Link-Ads.com offers two types of passive income for blog and website publishers. These are:

1.  Selling text-based ads. To make money from selling text-based ads, Text-Link-Ads.com provides the publisher one-time advertising html script and the latter embeds the script in the blog or web pages. If someone clicks on the link ads, the publisher receives an income based on a formula created by Text-Link-Ads.com.

2.  Applying as an Affiliate. To make money as an Affiliate, Text-Link-Ads.com supplies the publisher a one-time affiliate link and the latter embeds the link in the blog or web pages. If someone clicks on the affiliate link, the publisher receives a percentage of income for a specified period of time after the referred advertiser is approved by Text-Link-Ads.com.

How Much Potential Income can be Earned?

A. For Text-link-Ads

According to Text-Link-Ads.com, blog and website publishers can earn thousand of dollars every month. The company has thousand of active product and service advertisers who can provide the publishers with advertising links based on site's contents quality and high traffic.

Upon approval and within 48 hours, Text-Link-Ads.com adds the approved site to its pool of advertisers and sends the advertising script and links to the publisher's site. The Text-Link-Ads.com's advertising pricing is based on factors such as the traffic, theme, and popularity of the blog or website. 

The sharing of advertising revenue is divided equally (50%/50%) between Text-Link-Ads.com and publisher.

B. For Affiliate

Under the Affiliate Program, the publisher has two (2) target clients:

• other publishers of blogs and websites, and
• advertisers.

Let's say that you are Publisher-1. If one new publisher (Publisher-2) clicks on the affiliate link and the application to be an affiliate is approved by Text-Link-Ads.com, Publisher-1 earns commissions based on the following formula:

1.  10% - of monthly gross income generated by approved Publisher-2 for a period of two (2) years

2.  11% - of monthly gross income of from $1,000 up to $2,000 generated by approved Publisher-2

3.  12% - of monthly gross income of from $2,001 up to $3,000 generated by approved Publisher-2

4.  13% - of monthly gross income of from $3,001 up to $4,000 generated by approved Publisher-2

5.  14% - of monthly gross income of from $4,001 up to $5,000 generated by approved Publisher-2

6.  15% - of monthly gross income of more than $5,000 generated by approved Publisher-2

From the above tiered commissions, Publisher-1 continues to receive income even after 2 years. The more publishers that join the Text-Link-Ads.com affiliate program through the website, the higher the Publisher-1's commissions will be.

When and How the Publisher be Paid?

Text-Link-Ads.com pays its publishers every first day of each month and the minimum payment amount varies.

The Publisher may choose one of the four (4) methods of payment:

1.  PayPal. There is no minimum payment and no fees. Publisher who is outside the United States is encouraged to use PayPal for fast payment delivery.

2.  Check. The minimum payment is $25 and no fees. It will take several days before the publisher receives the check.

3.  Payoneer Prepaid Debit Master Card. The minimum payment is $25. The one-time Master Card activation fee is $5 if publisher is within the United States and $10 if outside the United States.

4.  TLA (Text-Link-Ads) Voucher. There is no minimum payment and no fees. Under this method, the commission is deposited as a credit into a TLA advertiser account. This account receives additional 15% bonus. If the commission is $50, the total credit in the TLA account is $57.50.

How to Join the Text-Link-Ads Program?

1.  Visit the Text-Link-Ads.com.

2.  Enter the following information: name, email address, company name (enter Individual if you have no company name), phone number, password, and address.

3.  Choose one of the four (4) payment methods: (1) check, (2) PayPal (3) Payoneer Prepaid Debit Master Card, and (4) TLA (Text-Link-Ads) Voucher.

4.  In the Payable box, enter the name that will appear on the check or the email address for PayPal payment.

5.  Click on the submit button.

6.  Wait for about 48 hours for the approval of blog or website by Text-Link-Ads.com.

7.  Once approved, go to the Text-Link-Ads.com, copy the html script and link, and paste them on the blog and/or website pages.

Things You will Need

1.  Blog and/or website, running for at least 3 months with a lot of good quality contents and high traffic

2.  Personal information (name, address, etc.)

3.  Email address

4.  ATM card number if you want your commissions to be paid through PayPal

5.  PayPal account if you want your commissions to be paid through PayPal

6. Checking account information (routing and bank account numbers, bank address and telephone) if you want to be paid by check

If you like the above article, kindly disseminate the information to your relatives, friends and blog/website owners so that they can make money online.. Please leave your opinion below.

Thanks for visiting my blog.

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Get Money Without Investing Money

When you invest money, you will receive some money in the form of interest income, dividends, capital gains, and profits. Your money begets money.

There is one way to get money without investing any money. Really? Yes, I did it my own way and I want to share it with you with pictures and experience of other bloggers. To see is to believe if you have doubts.

How can you get money without investing any money? Here we go.

1. Become a member of Blogger.com for free. If you are a member of Blogger.com, you can use all Google products and services, free of charge, because Google owns Blogger.com.

2. Create one or more niche blogs (up to 100 blogs per account) using Blogger.com. A niche is a segment or specialized part of a market or topic. See examples of niche blogs below:

2.1. Home buying and selling blog – a part of the general topic on “real estate”

2.2. Income tax preparation business blog – a part of the general topic on “work at home business”

2.3. Computer repair blog – a part of the general topic on “repair and maintenance”

2.4. E-book publishing blog – a part of the general topic on “book publishing”

2.5. Container vegetable gardening - a part of the general topic on “gardening”

3. Write blog articles to each of your niche blog that will give your readers some solutions to the problems, tips, procedures, success and negative stories, and anything that will interest your readers.

4. Link all your niche blogs to each other to increase your search engine rankings.

5. Put free Google Adsense ads in all your niche blog pages when you write your first blog article. If you have 5 niche blogs and each blog has 100 pages, you can display up to 1,500 Google Adsense ads (up to 3 ads per blog page).

6. After 3 or 6 months of blog article writing, apply for affiliate membership with other advertisers (such as AdBrite, Amazon, Chitika, Kontera, Commission Junction, and ClickBank) to increase your online income.

7. Submit a site map of each of your niche blogs to different search engines like Google, Bing, and Yahoo. This is to insure that all your niche blogs can be found by people.

Those are the 7 basic steps that you should follow to get money without investing any money.

But wait! You will read some negative remarks, opinions, and other information about Blogger.com. Do not be discourage about the following:

1. That Blogger.com has limited features compared to WordPress.com. This is not true anymore.

The important advantages of Blogger.com are the following:

1.a. Blogger.com offers several free dynamic and mobile blog templates and widgets. If you do not like the Blogger.com templates and widgets, you can install free templates and widgets from third-party websites like Btemplates.com.

All Blogger.com blogs will be displayed in desktop computers, laptop computers, and mobile phones

1.b. Blogger.com blog hosting service is free for life. Of course, all your blogs will have the extension of “.blogspot.com”. So what. People will read blogs if they get valuable information. They do not care if your blogs are hosted in free-hosting services.

1.c. All your blogs will be automatically submitted by Blogger.com to the Google search engine. However, you have to manually create a site map for all your blogs and submit it to Bing, Yahoo, and other search engines.

1.d. All your blogs will be automatically displayed by Google in desktop computers, laptop computers, and mobile phones, thus increasing your blog exposure to more people.

1.e. You can display Google Adsense ads immediately when you finish your first blog article. No need to wait for approval from Google. Your Blogger.com account can be used to access all Google product and services, free of charge.

2. That your blog should be hosted in a paid hosting service and it should have its own name to look more professional. That is b*shit! There are Blogger.com blogs with “.blogspot.com” extension that are making money from Google Adsense. As long as you are making money from using Blogger.com, you're okay and fine.

3. That it takes at least 6 or 12 months to make money from blogging. The answer is YES and NO. I will say that it will take at least ONE MONTH to start the money from Google Adsense ads to trickle or move to my account.

This is my proof. I started my first MoneyFinanceBlogger.blogspot.com article on October 29, 2012. As of November 3, 2012 (after 6 days), my blog has 4 posted articles (except this article).

From October 29, 2012 to November 3, 2012 (after 6 days), my MoneyFinanceBlogger.blogspot.com received the following (as reported in my Google account):

My MoneyFinanceBlogger.blogspot.com received a
total page views of 634 and 13 cents from Google
Adsense for 6 days (10/29/12 - 11/3/12)

Page views: 634

Estimated earnings: $0.13 (13 cents)

You will say that 13 cents is so small. You're right as of now. The 13 cents were generated for 6 days from 4 blog articles while I was sleeping. This is a good start. This money will increase in the coming months and years, without investing any money.

Hey! Look at these bloggers (with blogs of more than 3 years old) who made hundreds and thousands of U.S. dollars from Google Adsense. They are testimonials that there are free money from Google Adsense.

From Shoemoney.com - $132,994.97 – September 27, 2005

From SecurityGuardTrainingHQ.com - $1,937.08 – September 2012

From 2Createawebsite.com - $1,787.98 – April 26, 2006

From Adrianblog.com - $531.79 – June 28, 2007

From Billbolmeier.com - $106.27 – March 25, 2009

So ladies and gentlemen, boys and girls. Start creating your free Blogger.com niche blogs NOW to attract free money from Google Adsense ads. If other bloggers can do it, you and I can also do it, too.

Please tell your friends to visit MoneyFinanceBlogger.blogspot.com to benefit from my tips and valuable information. Thank you for visiting my blog and God bless you.

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How To Maximize Money From Google Adsense Ads

The best and cheapest way to maximize getting money from Google adsense ads is to implement the following strategies:

1. Create several niches for different blogs

2. Open one or more free Blogger.com accounts

3. Select customized blog template for each niche market

4. Write good quality blog articles for your niche markets

5. Install Google Adsense widgets on every page of your niche blogs

6. Implement SEO (search engine optimization) strategies

Zillionz Money Counting Jar (Google Affiliate Ad)
New York Jets Money Clip (Google Affiliate Ad)
AccuBanker Counterfeit Money Detector (Google Affiliate Ad)
Stanford Cardinals Money Clip (Google Affiliate Ad)
Oakland Raiders Money Clip (Google Affiliate Ad)

Create several niches for different blogs

A niche is a specialized group or segment of one market. When you create a blog on a particular market, classify the market into several specialized groups or segments and create one specific blog for each segment. Do not include several general and specific markets or topics in one blog.

For example, I want to blog on (1) online money making, (2) real estate, (3) gardening, (4) investing, and (5) travels. Then, I will break down the general topics into several niches or sub-topics like the following:

General market: Online money making

Niche market #1: Make Money from Online Advertisers

Niche market #2: Make Money from E-book Selling

Niche market #3: Make Money from eBay auctions

General market: Real Estate

Niche market #1: Buying and Selling Residential Homes

Niche market #2: Real Estate Foreclosure

Niche market #3: Investing in Real Estate Properties

General market: Gardening

Niche market #1: Container Ornamental and Vegetable Gardening

Niche market #2: Make Money from Ornamental Plant Propagation

Niche market #3: Fruit Trees Grafting

General market: Investing

Niche market #1: Maximizing Your 401K Retirement Benefits

Niche market #2: Investing in Mutual Funds

Niche market #3: How To Maximize Your DRIP (Dividend Re-Investment Program)

General market: Travels

Niche market #1: How to Accumulate Flight Reward Bonuses

Niche market #2: How to Maximize and Enjoy Travel in Las Vegas, Nevada

Niche market #3: Safety Measures for Everybody While Traveling

Open one or more free Blogger.com accounts

Visit Blogger.com and apply for one or more free membership accounts to create one or more blogs (up to 100 blogs for each account). Blogger.com is owned by Google. Your one Blogger.com email and password can be used in accessing other Google products and services, such as Adsense ads, Affiliate products, Adwords keyword tool, Analytics, Website Optimizer, Gmail, Docs, Picasa web album, Calendar, Chrome browser, YouTube, and many others.

The advantage of creating several Blogger.com accounts is to prevent other blogs from being banned from Google in case one of your blogs violates the Google's policies.

Select customized blog template for each niche market

Select dynamic (not static) templates provided by Blogger.com and other third-party websites. One good source of free dynamic templates for Blogger.com blogs can be downloaded from btemplates.

Choose a specific dynamic template for each niche blog that you want to publish. If you want to blog on 5 different niches, then select 5 different dynamic templates. You can customize the templates. You can change the template formats and colors anytime you wish.

Write good quality blog articles for your niche markets

Search the Internet and go to public libraries to look for some ideas in composing your niche blog articles. Do not plagiarize or copy other people's articles. Put some keywords and keyword phrases in all your articles and discuss your ideas or topics in 600 words or more. The more relevant texts on your niche article, the more people will visit your blogs.

If you have let's say, 5 niche blogs, write at least one good and relevant article for each niche blog every week. In this case, your visitors will know that you are updating your blogs regularly. If you will go on vacation, post such information to your blog and the expected date that you will continue posting.

See to it that you check all word spelling and English grammar in all your articles. Encourage your readers to submit comments and reply to them promptly.

Install Google Adsense ads on every page of your niche blogs

The advantage of Blogger.com blog is that one Google Adsense ad (size 300 pixels x 250 pixels) is automatically displayed on every page of your blog without doing anything. The 300 x 250 ad size is one of the best sizes that generates income for bloggers.

You can add another one or 2 Google Adsense ads in each page of your blog. Google allows up to 3 Google Adsense ads for each blog page.

You can add advertising banners from other advertisers such as AdBrite, Chitika, Kontera, Media Net, and others anywhere in your blog pages for more income.

Implement SEO (search engine optimization) strategies

1. Create several keywords or keyword phrases for your niche blog articles to become “friendly” to all search engines like Google, Bing, and Yahoo. When you create your Blogger.com blog, you have the option to enter relevant keywords or keyword phrases.

2. Write at least 30 articles for each niche blog before you create your site maps to be submitted to search engines and blog directories. Your site maps will ensure that your niche blogs will be included in the various search engines and directories.

3. If you have more than one niche blog, link one blog to the others and vice versa. By linking your blogs, you create more visitor traffics. At the end of your blog article, you can put an action similar to the following:

“Please visit my other niche blogs for tips and valuable information:

Make Money from Online Advertisers

Buying and Selling Residential Homes

Make Money from Ornamental Plant Propagation

Investing in Mutual Funds

How to Maximize and Enjoy Travel in Las Vegas, Nevada”

4. Use the Google's website optimizer. The website optimizer services will help and improve your blog search engine rankings.

5. Use the Google's ping service. Every time you publish a new niche blog article, Google automatically pings your article to other search engines, directories, and other websites to inform them of new updates to your blogs.

6. Use the Google's Analytics service. You can view your analytics report and analyze some of the information and problems. From the report, you can introduce some changes to create more visitors traffic and increase your income.

Please tell your friends to visit MoneyFinanceBlogger to benefit from our tips and valuable information. Thank you for visiting MoneyFinanceBlogger and God bless you.

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13 Ways to Make Money

First of all, take a 4-year college course or a 2-year vocational course to get a job. Study accounting, banking, nursing or other courses in colleges or universities. You may want to study auto mechanic, culinary, licensed practical nursing, cosmetology, and other short-term courses in vocational schools. By having an education, you will have a big chance to find a good paying job.

13 Sources Where You Can Make Money

1. Employment salaries. Apply for work as soon as you graduate to earn money at an early age. By working while you are still young, you will have longer time to earn and save money.

Canon T3i 18.0MP Digital SLR Camera with 18-55mm IS Lens - Digital (Google Affiliate Ad)

Nikon Coolpix P310 16.1MP Digital Camera - Black - Cameras & (Google Affiliate Ad)

Nikon D7000 16.2MP Digital SLR Camera - Body Only - Digital SLR (Google Affiliate Ad)

Canon EOS 7D 18.0MP Digital SLR Camera - Body Only - Digital SLR (Google Affiliate Ad)

2. Moonlighting salaries. Look for a second job if it is possible and will not conflict with your first regular job. You will get additional income and increase your savings faster.

3. Work-at-home income. Establish a home-based business. You may want to open a small business working at home like bookkeeping, income tax preparation, landscaping, commercial and residential janitorial services, and others. You must check with your local business permit agency about zoning laws and parking in residential areas.

4. Money from not paying income tax. Join your employer's retirement program. Contribute the maximum amount allowed by law and your employer. You will not pay income tax on your retirement contributions.

5. Interest income. Deposit your income into interest-bearing checking or savings accounts, money market accounts, and certificates of deposit. Open accounts with credit unions that offer higher interest rate on savings and dividends.

6. Interest income. Lend money with collateral. Borrow some legal books from public libraries and prepare a promissory note (PN). Use this PN every time you lend your personal money to some people at reasonable interest rate and with sufficient collateral. In case of borrower's default, you can take the collateral as payment for the loan.

7. Passive online income. Create and maintain a blog to generate passive online income. You can display in your blog some third-party ads, products, and services like Google Adsense and products, Amazon products, and affiliate products. When people click on the ads or buy products and services, you will receive referral commissions.

8. E-book income. Write some e-books and sell them online. There are free e-book writing software and free e-book conversion programs that you can download from the Internet. Sell your finished e-books to online sellers like Amazon, E-junkie, and others and receive royalty income.

9. Writer's income. Become a freelance writer. After publishing your e-books, you may want to apply for freelance writer with some newspaper or publishing companies. Provide a copy of your e-books to prospective employers for them to see your portfolio and skills.

10. Ebay income. Sell products through ebay. Read newspapers to find residential yard sales, storage warehouse auctions, and flea markets to buy various things that can be sold through ebay.

11. Royalty income. Sell photographic materials. If you enjoy photography, take pictures of anything that is around you and upload the pictures to some websites. If your pictures are downloaded by some people, you will receive royalty income.

12. Royalty income. Sell T-shirt art designs. If you know how to create art designs that can be transferred to T-shirts, upload your art designs to some websites like Cafe Press. When your art designs are printed on T-shirts, you will receive royalty income.

13. Dividend income and capital gains. You may want to invest your money on online stock day trading (short-term investment for less than 1 year) or buy some stocks, bonds, and mutual funds for long-term investment of more than 1 year. Be sure that you are knowledgeable about the stocks, bonds, and mutual funds that you are buying to avoid investment losses.

If you have other ideas where to make money, please send me your comments below. If you like this blog, please tell your friends. Thank you for your time and visiting my blog. God bless you all!

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